Index Linked Term Deposit

Index-Linked Term Deposit

Our Index Linked Term Deposit is an attractive option for those looking to earn higher potential returns from the stock market without risking their principal investment. Returns are calculated based on the performance of the S&P/TSX 60 stock market index. The S&P/TSX 60 index represents 60 publicly traded companies across Canada’s leading industries.

The principal investment amount is 100% protected, allowing unlimited potential for gains without the risks associated with a down market.

What are the Benefits?
• Potential for stock market returns. Benefit from potential returns by engaging in an investment tied to the performance of the stock market.
• Worry-free. The principal amount is 100% guaranteed.
• No fees. There are no commission, management, or administration fees.
• Simplicity. Get the benefit of growth potential from the stock market and the security of protecting your principal in one single solution.

Index Linked Term Deposit Features
• Available as a 3-year or 5-year non-redeemable term investment
• Your principal is 100% guaranteed. Protection provided by the Credit Union Insurance Corporation of British Columbia
• Return is calculated based on the performance of the S&P/TSX 60
• Eligible for RRSPs, TFSAs, and non-registered accounts
• Minimum deposit $500.00
• No fees

View current Three-year Index Linked Term Deposit returns here.
View current Five-year Index Linked Term Deposit returns here.

Is an Index Linked Term Deposit right for you?
Our Index Linked Term Deposit is ideal for members who:
• Seek a higher potential return from traditional term deposits
• Are not dependent on their investment as the primary source of income
• Have an investment horizon of 3 to 5 years
• Are interested in a more diversified investment mix
• Value the security of a 100% guarantee on their principal

Learn More about Index Linked Term Deposits
For more information on the return calculation or details and special conditions for our Index Linked term deposits, call Phi Hoang at 604-230-8657 or call 604-654-2000 to talk with your local branch.

**(Average Value - Starting Value) ÷ Starting Value) x Participation Rate

*The Credit Union Deposit Insurance Corporation (CUDIC), a statutory corporation, guarantees all deposits and non-equity shares of British Columbia credit unions as set out in the Financial Institutions Act. Credit union equity shares, debt instruments and investments such as mutual funds or RRSP equity plans are not covered by CUDIC.

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