Tax-Free Savings Account (TFSA)
| Promotional Registered Term Deposits (Rates effective 2020-01-21) | Rates |
|---|---|
| 18 month step - First 6 months | 1.75% |
| 18 month step - Second 6 months | 2.25% |
| 18 month step - Third 6 months (Yield 2.25%) | 2.75% |
| 14 Months Non-Redeemable | 2.15% |
| 3 Year Step (Yield 2.00%) (Rates effective 2019-06-13) | Rates |
|---|---|
| Year 1 | 1.75% |
| Year 2 | 2.00% |
| Year 3 | 2.25% |
| Redeem-A-Term (Rates effective 2019-06-13) | Rates |
|---|---|
| 12 Month | 1.60% |
| 18 Month | 1.50% |
| 3 Year | 1.85% |
| TFSA Demand Account (Rates effective 2019-06-13) | Rates |
|---|---|
| Variable Rate | 0.55% |
| Non-Redeemable Term Deposits (Rates effective 2020-01-21) | Rates |
|---|---|
| 30-59 days | 0.20% |
| 60-89 days | 0.35% |
| 90-119 days | 0.55% |
| 120-179 days | 0.55% |
| 180-269 days | 0.60% |
| 270-364 days | 0.70% |
| One Year | 1.80% |
| 18 Months | 1.80% |
| Two Years | 1.85% |
| Three Years | 2.00% |
| Four Years | 2.10% |
| Five Years | 2.20% |
| Early Riser - 4 Year (Yield 2.10%) (Rates effective 2019-06-13) | Rates |
|---|---|
| Year 1 | 1.75% |
| Year 2 | 2.00% |
| Year 3 | 2.15% |
| Year 4 | 2.50% |
| Elevator Term Deposit - 5 Year (Yield 2.20%) (Rates effective 2019-06-13) | Rates |
|---|---|
| 1 Year | 1.75% |
| 2 Years | 1.90% |
| 3 Years | 2.00% |
| 4 Years | 2.10% |
| 5 Years | 2.20% |
Non-Redeemable Terms
- minimum deposit is $500.*
Future Plan Term
- minimum initial deposit is $50.
- minimum monthly deposit is $50 for one year.
- interest calculated on floating one-year term deposit rate and paid annually.
- early redemption allowed at the TFSA Demand Account rate.
*For non-promotional rates only.
