Senior Accounts

As a senior, you realize that your money is better spent on family, friends, travel, your home and not on monthly bank account fees and costly transaction fees. That’s why Community Savings offers the FREE Golden Member Package for British Columbians 60 years of age and over. As a Golden Member, you will be eligible to receive a FREE premium chequing account that includes unlimited eligible monthly transactions and special rate bonuses.

Package Highlights

  • Monthly Fee: $0
  • Free Premium Chequing account ($180 annual value) with UNLIMITED eligible monthly transactions
  • Investment bonus on select term deposits
  • Deposits are 100% guaranteed
To open this account or for more information, call 1-888-963-2000, or visit a Community Savings branch.


  • FREE Premium Chequing account - this personal chequing account offers UNLIMITED eligible transactions and is loaded with attractive features. Learn more about our Premium Chequing account.
  • Investment Bonus - you will receive a 0.25% bonus on all our regular 1 to 5-year locked-in, redeemable, and monthly income term deposits.*
  • FREE ATM Access - as a member, you have free unlimited access to ATMs on the Exchange and AccuLink networks, which include Community Savings machines. Detail
  • FREE Mobile Banking App - use your cell phone to quickly check account balances and recent account activity information. Detail
  • FREE Buyer Protection - receive free insurance on most items purchased by cheque or Member Card for 120 days in case the item is stolen, dropped and broken or even consumed in a fire.*
  • FREE Extended Warranty - double the Canadian warranty period, up to two years, on items purchased by cheque or Member Card.*
  • FREE Automatic Payroll Deposits - set up a free pre-authorized payroll deposit so that your pay cheque is directly deposited into your account.
  • Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia. Detail


*A Member Card is required to receive Buyer Protection & Extended Warranty. Some restrictions apply. Bonuses or discounts may not be combined with other promotional offers.