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Our Visa Special Offer

Open a new card and get:

An entry to win an Apple Watch

5.9% balance transfers for 6 months:

  • On as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

  • Consolidate your balances and pay only one interest rate on balances

  • Save on annual fees from multiple cards²

Start here

After clicking on the link, you will be directed to a new page. Then simply:

  1. Log on to MyCardInfo

  2. Select Account Services, then Balance Transfer

  3. Follow the prompts to initiate your balance transfer

What’s more, this 5.9% Balance transfer is available on ALL New or existing cards.

Want to win an Apple Watch?

Want a card that offers everything you need including 5.9%* balance transfers for the first 6 months? Do you want a card that offers Apple Pay™ which makes purchases convenient and contactless.

Open a new CSCU VISA card and you are entered into the prize draw to win an Apple Watch.**

Apply for a new card today 

This offer¹ is available from October 1, 2020 to December 31, 2020.

Explore your options

Our family of Visa cards* offers a wide range of options for all your personal needs.
From earning cash back for simply making everyday purchases to amazing travel rewards, we know you'll find a card that's right for you.

Visa* Cashback

Every dollar counts. Get cash back on everyday purchases and double points for gas.

Visa* Classic

Low-rate, low-hassle card. Great for owners who sometimes carry a balance on their card, or are looking to get their first credit card.

Visa* Centra Gold

Get our lowest interest rate and premium rewards on every purchase.

Visa* Travel Rewards Gold

Travel points, protection, and peace of mind.

Visa* Infinite

The Visa Infinite Card is more than a luxury, with a premium rewards program and excellent insurance coverage at a competitive rate and annual fee – it’s life lived to its fullest.

Visa* US Dollar

Ideal for those who frequent the United States and are looking to avoid fees while traveling or shopping stateside.


We're happy to help.

Contact Us

Lost or stolen Visa?

Get in touch. We’ll take care of it.

Member Card services

Phone:     604-654-2000
Toll Free:     1-888-963-2000

M-F 10am-5pm
Sat 10am-3pm

After Hours:     Call 1-888-277-1043

VISA Cardholder Service

Available 24/7, every day of the year.

Canada and US:         1-855-341-4643
International Collect:  1-647-252-9549

For full terms and conditions on all cards, click here.
*The Community Savings Credit Union Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Terms and Conditions
¹This offer is available from October 1, 2020 to December 31, 2020 on all consumer and business credit card accounts, except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details regarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.
BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.
BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between October 31, 2020 - December 31, 2020. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card.
²This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.
³In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. The minimum transfer amount without promotional offers is $100.
*To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
*Trademark of Visa Int., used under license. 

Contest rules:
1. Eligibility: The Contest is open to anyone who has reached the age of majority (19 years of age) in the province of British Columbia, Canada, excluding employees of Community Savings Credit Union or any of its subsidiaries and their immediate family members. 
2. How to play: Between October 1, 2020 and December 31, 2020 (the “Win an Apple Watch"), each person who:
_ Opens a new Community Savings Collabria Visa card will be entered into the prize draw (to be chosen at random at the end of the campaign period from all eligible entries) for the Prize (defined below). To enter the Contest without purchase, please mail a 50-word, original essay on the benefits of membership at Community Savings Credit Union along with your name, address, and telephone number to "Apple watch Contest", 1600 - 13450 102nd Avenue, Surrey, BC, VV3T 5X3. Entries must be postmarked no later than December 23, 2020, and received before December 31, 2020. Only one entry per envelope. Entries made without purchase are limited to one per individual. 
3. Prize: There will be one randomly selected prize. Contest entrant will receive an Apple Watch Series 5 40mm
4. The Draw: The random draw for the Prize will be made on or about January 15, 2021 from all eligible Contest entries.
5. Odds of Winning: There will be 1 Prize winner. The chance of winning depends on the total number of eligible entries received.
6. Additional Terms:
_ Each contestant agrees to abide by the Contest rules and regulations.
_ The decision of the random draw judge will be final and without appeal.
_ Entries are limited to one per person.
_ The winner of the Prize will be required to answer a time-limited, skill testing question, and sign a declaration and release confirming compliance with the rules, acceptance of the Prize as awarded, consenting to the use of his/her name, address and/or photograph, without compensation, in any publicity carried out by Community Savings Credit Union and/or its advertising agencies, and releasing Community Savings Credit Union and all Contest sponsors and organizers from liability in connection with the awarding and use of the Prize. 
7. Non-Transferable: The Prize must be accepted as awarded and no substitutions will be made. Prizes are not transferable or refundable.
8. Applicable Laws: The Contest is subject to all applicable federal, provincial, and municipal laws and regulations. 
9. Personal Information: Contestant personal information will be used solely for the purposes of contacting and identifying Contest winners (both for publicity purposes and to other contestants). Such personal information will be destroyed approximately 30 days from the date of the draw.