Whether you are starting out or already have a growing portfolio, we can help you make informed choices. Through our partnership with Credential Asset Management Inc. and Credential Securities, we can provide you with access to the right mutual fund* solutions to help you reach your financial goals.
Mutual funds* are professionally managed investments that pools your money with other investors to provide access to full array of investment options and helps diversify your savings. Diversification allows an investor to reduce the volatility by not ‘having all of their eggs in one basket” within their investment portfolio while historically generating higher returns over the long run when compared to most guaranteed deposit products.
Investment values fluctuate over time. Having all your money in one place can be risky, because when these changes occur, the value of your entire investment goes up and down. Diversifying your investments means putting your money in several different investments to reduce this risk.
Mutual funds are a great way to diversify. They’re automatically diversified because their portfolios include a variety of investments. As an investor, you can buy many different funds, diversifying your investments even further. Source: The Investment Fund Institute of Canada
Source: The Investment Fund Institute of Canada
If you’re like a growing number of Canadians who want to ensure their investments are made responsibly, an Ethical Fund is a great choice. Ethical Funds® is Canada's most comprehensive family of socially-responsible mutual funds. They believe companies that combine strong financial performance with environmental, social and governance practices have the greatest potential to improve corporate performance, identify and manage risks, and ultimately, deliver better, more sustainable returns.
Ask your Credential Asset Management Inc. Mutual Funds Investment Specialist about setting up a plan with Ethical Funds.
Work with our accredited investment professionals to review your financial goals and your return and risk objectives. Get a customized investment plan that suits your individual needs.
Whether you are an aggressive, balanced or conservative investor, you can choose from a full array of mutual fund options.* Because we work with a number of Canadian mutual fund* companies, you can feel confident we will recommend a portfolio with your financial goals and best interests in mind.
You can rely on our investment professionals to be with you through the entire investment process—from the initial recommendation to regular reviews. This will ensure you're on track to your meet goals and your investments are still suitable for you, no matter how your individual circumstances change.
About Credential Asset Management and Credential Securities Credential Asset Management and Credential Securities are part of Aviso Wealth Inc., the national full service wealth management provider founded by the Canadian credit union system. Aviso Wealth Inc. has been providing wealth management services for the Canadian credit union system for over 25 years and has over $60 billion in assets under administration and management.
*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Those companies are members of Aviso Wealth Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There can be no assurances that the money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.