Benefits of investing in mutual funds.
When you invest with a mutual fund, you’re not just investing in one stock but instead in a collection of stocks. This helps to reduce the risk of loss from any one investment.
Whether you are investing for the first time or looking to expand your portfolio, we have solutions to help you reach your goals. Through our partnership with Credential Asset Management Inc. and Credential Securities, we can provide you with access to the right mutual fund* solutions to help you reach your financial goals.
Plan
Create a personalized investment plan that is ideal for your budget and life goals.
Invest
Discover investment opportunities beyond term deposists that offer diversification and portfolio growth.
Grow
An investment specialist will ensure you're on track to meet your financial goals and your investments are ideal for where you are in life.
Investment advice for you
Start a new goal and talk to Phi Hoang, CSCU Investment Specialist to
see how a custom investment plan can make your future brighter.
 |
Personalized investment plan |
 |
Advice from a Certified Financial Planner Professional |
 |
Broaden your investment options with Mutual Funds |
Phi Hoang
CFP®, CIM®, RIS, BA
Mutual Fund* Investment Specialist
Community Savings Credit Union
Credential Asset Management Inc.
Certified Financial Planner® Professional
Diversification matters.
Investment values fluctuate over time. Having all your money in one place can be risky, because when these changes occur, the value of your entire investment goes up and down. Diversifying your investments means putting your money in several different investments to reduce this risk.
Mutual funds are a great way to diversify. They’re automatically diversified because their portfolios include a variety of investments. As an investor, you can buy many different funds, diversifying your investments even further. Source: The Investment Fund Institute of Canada
Source: The Investment Fund Institute of Canada
Responsible investing.
Align your investments with your values. Investing responsibly means considering a company’s governance and environmental and social impacts when selecting and managing investments. Evidence suggests that considering all of these factors adds both financial and social value..
Your dollars make change. Responsible Investing is all about making money while making a difference.Through financial incentives like directed investments, you can make companies become better corporate citizens.
Ethical Funds®
If you’re like a growing number of Canadians who want to ensure their investments are made responsibly, an Ethical Fund is a great choice. Ethical Funds® is Canada's most comprehensive family of socially-responsible mutual funds. They believe companies that combine strong financial performance with environmental, social and governance practices have the greatest potential to improve corporate performance, identify and manage risks, and ultimately, deliver better, more sustainable returns.
Ask your Credential Asset Management Inc. Mutual Funds Investment Specialist about setting up a plan with Ethical Funds.
About Credential Asset Management and Credential Securities Credential Asset Management and Credential Securities are part of Aviso Wealth Inc., the national full service wealth management provider founded by the Canadian credit union system. Aviso Wealth Inc. has been providing wealth management services for the Canadian credit union system for over 25 years and has over $60 billion in assets under administration and management.
*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Those companies are members of Aviso Wealth Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There can be no assurances that the money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.
Need help?
© Community Savings Credit Union. All rights reserved.