Flexible Mortgages Built Around You
5-year fixed 4.19%* (Special Offer)
3-year fixed 3.99%* (Special Offer)
Insured 5-year fixed 3.99%
Get into the housing market with the help of an insured mortgage.
A mortgage is a big commitment. We’ll help you get it right.
With helpful advice at every step, we take the stress out of securing, renewing, and refinancing your mortgage.
First-time
Expert advice and tons of options for climbing the property ladder.
What can you afford?
Our Affordability Calculator helps you understand what you can afford to spend on a new home.
Refinancing
Refinance to use your home equity to renovate or buy new property.
Insurance
Protect your property with our mortgage insurance.
What makes our mortgages special
Flexibility to Fit Your Life
Split your mortgage into different terms and rates to match short- and long-term plans.
Easy Access to Equity
As you pay down your mortgage and your home’s value grows, re-borrow from your equity without extra legal fees—ideal for upgrades or big plans.
One Setup. Many Options
With a single registration, manage multiple loan options—like a line of credit or renovation loan—under one mortgage for future convenience.
Renew Early
Renew your mortgage up to 180 days before maturity—without penalty.
Lock In Your Rate
Secure your interest rate up to 60 days in advance.*
Flexible Amortization
Choose an affordable amortization period—up to 30 years.
Prepay Up to 30%
Make additional payments of up to 30% of your original mortgage balance each year, whenever it works for you.
Skip a Payment
Life happens—enjoy the flexibility to skip one mortgage payment every year.
Increase Monthly Payments
Pay down your mortgage faster by doubling your monthly payments.
Rates
Fixed-Rates
Variable Rates
How to apply
Apply online
Use our easy online application and get started in minutes.
Let's talk
Book an appointment with us in branch.
Need help?
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