Mortgages



Buying a new home, renewing or refinancing a mortgage is a big commitment, Community Savings mortgage specialists can help you get it right.

Count on Community Savings for helpful advice at every step of your home purchase because we know how you finance your home can have an effect on your lifestyle, your spending habits and your long term wealth building potential.

Come in and discuss your home purchase plans with a Community Savings mortgage specialist or apply online.

Community Savings Mortgage Features and Benefits

  • Rate Guarantee: once approved, we will guarantee your interest rate for up to 90 days*
  • Prepayments: you have the opportunity to pay off an additional 30% of the original principal balance every year. These prepayments can be made multiple times throughout the year – whenever it's convenient for you*
  • Mortgage Terms: 6 months to 10 years
  • Rates: fixed or variable
  • Payment Schedule: weekly, bi-weekly, or monthly
  • Amortization: up to 30 years
  • Payment Increases: you can increase your monthly payments by up to double the original payment amount.
  • Skip a Payment: you can skip up to one mortgage payment every year.
  • Portable: transfer your current rate, balance, and remaining term to a new property.
  • Early Renewal: up to 60 days before your mortgage matures, you have the option to renew it without penalty
  • Protection: safeguard yourself from unforeseen events with mortgage insurance

Mortgage Rates
See our interest rate chart to help find the type of mortgage that works best for you.

Mortgage Calculator
Use this calculator to compare your options and find the mortgage payment amount that best suits your needs.

How to apply
You can apply for a Community Savings mortgage online, at your branch, or by calling
604-654-2000



 

Too busy to visit?

No problem. For your convenience, our experienced "Mobile Mortgage Maker" can visit your home or office to discuss financing options. Call today.

Tony Sandhu 
Regional Manager
604-637-5063 or 604-341-3654

 

 

*Some conditions,restrictions and qualification apply.